Author Archives: Esther Celosse

About Esther Celosse

Esther Celosse has 20 years of experience in Trust and Banking. Since 2009 she works independently as a passionate executive coach, leadership trainer and consultant. She lived and worked in the Netherlands, Curaçao, Chile, Luxembourg, Belgium and France.

What kind of work should I do?

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Working Income does not only represent the financial part of our lives, which allows us to support ourselves and our families. It also represents our ambitions, self respect, accomplishments and personal growth.

Suppose that you could freely choose what kind of work you do, where ever you like and with whom you like. What could that mean to both these parts?

It ‘s the kind of question I started to aks myself when I decided to follow the messages I recognised in my Vision Board (see the Blog: The Magic of the Vision Board). Continue reading →

To Believe Or Not To Believe…

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“Beliefs are thoughts you hold to be the truth”.

These thoughts color your reality and are your filters in the way you perceive the world. These beliefs are nor good nor bad.

Your Set of Beliefs become part of your system through:
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• Verbal explanation (what people have told you)
• Modeling (you saw others behave in a certain way)
• Incidents and Experience (you have your own experience and conclusions)

Let’s image that we live in 4 worlds at the same time:
1. Mental world
2. Emotional world
3. Spiritual/Energetic World
4. Physical world (print-out of the other 3 worlds)

The link between these four worlds, I could best explain by saying: Thoughts (Mental) lead to Feelings (Emotional/Spiritual), Feelings lead to Actions (Physical) and Actions lead to Results (Physical). Continue reading →

Simplify your Life

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I want to share with you one very important “rule” which I apply on a very regular basis:

The “Simplify your Life” rule.

“Simplify Your Life” means in fact: organise your actions, assets and costs in such a way that you can finance and enjoy your desired life-style comfortably. (see also the Blog Managing Your Money and The Money game for more information).

Every now and again I just sit down and reflect on the present situation. How am I doing on the “Simplify Your Life” rule?afrique

How much time do I spend on things I do not want or need? Am I not spending too much money on unnecessary things? That magazine, I receive automatically every week, do I still like it? Is it necessary to take the car and could I not take the bike (to be honest, this is rather my husband thinking it and not me)? Do all my books in the cupboard still make me happy or could I make other people happier with them? That old bike in the garage, what else could I do with it (that is rather my thought than my husband’s)?

Can I afford to have a massage every week and get the stress out of my body? Do we manage own money ourselves or do we let somebody else take care of that? Do I travel to others countries to work on projects or do I search for projects closer to home?

“Simplify Your Live” is not about cutting costs. It is about becoming aware of the value and the cost of your actions and assets and feel good about them. Continue reading →

The Money Game

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Ever heard of “The Money Game”?

Besides being a heading title used in multiple financial magazines it is also a true game that can be played to learn to manage your money.
Try winthemoneygame for more information on the game itself.

jars1By deciding to change my financial situation and strive for financial freedom, I had to learn how to play the Money Game and manage to optimize 5 important elements:
• Working Income
• Savings
• Investments
• Passive Income
• Simplify your Life
All 5 elements have to work together to have the correct impact. Continue reading →

Passive Income?

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The last Blog on my attitude to money raised some questions on what Passive Income is.

As you may gather, Passive Income is the opposite of active income. With other words, you receive income without actively working for it (anymore). There are two sorts of passive income: Business Passive Income and Money Working for You Income. Let’s start with the Business Passive Income by giving you examples: Continue reading →

Money, money, money…

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Ever had the experience that you had great ideas about how you would like to live your life but right after that you thought:” but I will never be able to afford that lifestyle” and then abandoning the ideas? I did.

41_13_68---Green-Traffic-light_webTruth is, I actually did not know whether I could afford it or not. I just presumed I could not. Continue reading →

Financial Freedom: dream or reality?

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Taking the decision to follow your dreams is maybe not as easy as it sounds. At least, it was not for me.

Especially not if you truly want to change your situation and you have to leave friends, family and your comfort zone (read job and income) behind.

In your case you may have to take into account that you (want to) loose your regular sources of income too and need to provide for yourself and your family in different ways than before. With other wordrainbows, your financial situation needs to allow for your dreams.

My worries exactly when I was considering to follow my dreams.

There is this saying….. “the master appears when the pupil needs him”……..et voilà, I received an invitation to a three-day workshop called  “Financial Freedom”!

Continue reading →